LeanFinancials is a free online budgeting tool. Designed the way the father of Lean concepts would have suggested, to showing if your ahead of, or behind, your purchasing plan at a glance.
Our budgeting interface makes it easy to plan and save for the things you want to buy in the future. Users stay on pace with their needs with consistent, consolidated, monthly payments, that reducing financial anxiety. Consumers receive just enough access, to just enough funds, just in time to buy. Needed funds are unavailable to be squandered and can generating interest as long as possible. Simply input what you want, price, and when to buy, for the equal monthly installments needed to purchase. Currently, there are two guaranteed payment options. LeanCash, which does not generate interest, but can be removed at any time and LeanCD, that is locked away generating interest until the purchase. With the CD option, users deposit just enough cash, for its interest, to complete the installment, over the savings period.
LeanFinancials budgeting tool would be extremely helpful in saving for an annual bus pass, the purchase, or down payment on a car, or car lease. Instantly placing consumers who face these transportation expenses, but struggle to save for them, on a meticulous budget, with a track to success. Consumers who may otherwise not have any investments, can utilize the power of time value of money to save for their transportation needs. This process decreases the investment barrier to the liquidity on consumer’s future purchases.
LeanFinancial places consumers on a “Lean Money Supply”. Now, available funds represent exactly what you can spend while still buying what you have planned in the future. A clear picture of financial position.