People need transportation. Most importantly in order to get access to a job. Right now people have two less than desirable choices: a bus journey that takes hours or by car which is very expensive and you end up getting stuck in traffic with the rest of the commuters. At the root of the problem is favoring a primarily point-to-point transportation network over hub-and-spoke. When vehicles attempt to take people their entire journey, they end up clogging up the arterial parts of the routes. Imagine if every package UPS, Fedex or the postal service delivered went directly from the person sending it to the person receiving it? How much additional, uncoordinated traffic would result? The US postal service and others take mail and packages to a central station to mitigate this traffic. The same can be done with our transportation system. The first step is providing neighborhoods with their local vehicles. These vehicles always stay in the neighborhood under regular circumstances. Studying Uber and Lyft driver logs, the vast majority of rides are 5 miles in distance or less. A low-speed microtransit electric vehicle in the neighborhood is one solution that is comfortable for riders and environmentally friendly. This vehicle could take residents to the grocery store, to doctor's appointments or to the bus station if they need to go further, on-demand. There are car-sharing apps that can be used for renting cars by the day. A person who cannot afford to buy their own car (and/or insurance), can rent one daily and use it for selling rides and deliveries. These sole proprietors avoid not only the initial capital expense of buying a car, but also depreciation, maintenance and repairs. The fleet owners' daily rental fees more than cover their costs, making it an attractive investment due to the rate of return. In addition it can help public transit (bus) operators improve their financial standing by eliminating underperforming routes and/or service hours, redeploying buses to decrease headway time (wait time between each bus) on the busier arterial routes, leading to increased ridership.